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1c:["$","section",null,{"className":"bg-off-white py-16 sm:py-20","children":["$","div",null,{"className":"mx-auto max-w-3xl px-4 sm:px-6 lg:px-8","children":[["$","h2",null,{"className":"text-3xl font-extrabold text-primary-dark","children":"Affordability Strategies"}],["$","p",null,{"className":"mt-6 text-gray-700 leading-relaxed","children":"Bellevue is a premium market, but there are strategies to make homeownership achievable at various price points."}],["$","div",null,{"className":"mt-8 space-y-6","children":[["$","div","Start with a condo",{"className":"border-l-4 border-primary pl-6","children":[["$","h3",null,{"className":"text-base font-bold text-primary-dark","children":"Start with a condo"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"Downtown Bellevue and surrounding areas have a growing inventory of condominiums at price points well below single-family homes. Condos provide an opportunity to build equity in a strong market while enjoying the amenities and location that Bellevue offers."}]]}],["$","div","Look at south and east Bellevue",{"className":"border-l-4 border-primary pl-6","children":[["$","h3",null,{"className":"text-base font-bold text-primary-dark","children":"Look at south and east Bellevue"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"Neighborhoods like Eastgate, Crossroads, and Factoria offer lower entry points compared to west Bellevue and downtown. These areas still benefit from Bellevue schools, city services, and appreciation potential while being more accessible for first-time buyers."}]]}],["$","div","Consider neighboring Eastside cities",{"className":"border-l-4 border-primary pl-6","children":[["$","h3",null,{"className":"text-base font-bold text-primary-dark","children":"Consider neighboring Eastside cities"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"Redmond, Kirkland, Renton, and Issaquah offer excellent alternatives with their own strong school districts and amenities. These cities are often 15 to 30 percent more affordable than comparable Bellevue properties while still providing an Eastside lifestyle."}]]}],["$","div","Leverage high conforming loan limits",{"className":"border-l-4 border-primary pl-6","children":[["$","h3",null,{"className":"text-base font-bold text-primary-dark","children":"Leverage high conforming loan limits"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"King County high conforming loan limits allow you to get conventional financing at competitive rates on properties that would require jumbo loans in most of the country. This is a significant advantage for Eastside buyers."}]]}]]}]]}]}]
1d:["$","section",null,{"className":"bg-white py-16 sm:py-20","children":["$","div",null,{"className":"mx-auto max-w-3xl px-4 sm:px-6 lg:px-8","children":[["$","h2",null,{"className":"text-3xl font-extrabold text-primary-dark","children":"Mortgage Options for Bellevue Buyers"}],["$","p",null,{"className":"mt-6 text-gray-700 leading-relaxed","children":"Given the higher price points in Bellevue, choosing the right mortgage program is especially important. Here are the most relevant options for Eastside buyers."}],["$","div",null,{"className":"mt-8 grid gap-4 sm:grid-cols-2","children":[["$","div","Conventional (Conforming)",{"className":"rounded-2xl border border-gray-200 bg-off-white p-5","children":[["$","h3",null,{"className":"text-sm font-bold text-primary","children":"Conventional (Conforming)"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"Up to the King County conforming limit with competitive rates and flexible down payment options from 3-20 percent."}]]}],["$","div","Jumbo Loans",{"className":"rounded-2xl border border-gray-200 bg-off-white p-5","children":[["$","h3",null,{"className":"text-sm font-bold text-primary","children":"Jumbo Loans"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"For properties exceeding conforming limits. Typically require 10-20 percent down and strong credit but offer competitive rates for well-qualified borrowers."}]]}],["$","div","VA Loans",{"className":"rounded-2xl border border-gray-200 bg-off-white p-5","children":[["$","h3",null,{"className":"text-sm font-bold text-primary","children":"VA Loans"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"No loan limit for veterans with full entitlement, making VA loans especially powerful in a high-cost market like Bellevue."}]]}],["$","div","Down Payment Assistance",{"className":"rounded-2xl border border-gray-200 bg-off-white p-5","children":[["$","h3",null,{"className":"text-sm font-bold text-primary","children":"Down Payment Assistance"}],["$","p",null,{"className":"mt-2 text-sm leading-relaxed text-gray-600","children":"WSHFC programs can provide up to 4 percent of the loan amount. Income limits apply but are adjusted for King County high cost of living."}]]}]]}],["$","p",null,{"className":"mt-8 text-gray-700 leading-relaxed","children":"In a high-cost market, the difference between the right and wrong mortgage structure can amount to tens of thousands of dollars over the life of the loan. Working with a loan officer who understands the Eastside market ensures you get the best program and terms for your specific situation."}]]}]}]
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